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Laws Are in Place to Protect You from Inaccurate and Unverifiable Credit
Reporting
The FCRA gives you the right to accurate credit reporting. Exercise that right
by having your questionable credit listings either verified as accurate or
removed from your credit reports according to the law. The RCS team makes
sure your creditors adhere to the laws that protect you. The first step is to
audit the information on your credit reports. Using the Fair Debt Collection
Practices Act and the Fair Credit Reporting Act, we
look for areas where your creditors are not in compliance and challenge them.
Your Credit Report is Likely to Contain Errors
A study by the U.S. Public Interest Research Group found that over 70 percent
of all credit reports contained errors. These black marks on your credit
history can have devastating consequences. RCS will challenge the credit
reporting agencies and/or creditors on your behalf to make sure every entry on
your credit reports is accurate. You can hold your creditors responsible for
the damages caused by inaccuracies on your credit reports.
 It’s
Easy to Get Started
The process starts with a FREE
credit analysis. Once we get your authorization to access information contained
in your credit reports, one of our credit counselors will work with
you personally one-on-one to identify any inaccurate information on your reports.
Once we start the dispute process, your creditors must respond within a
reasonable time, customarily 30 days, according to Federal law and verify that
all items are accurate – or remove them. It’s your right! Your
chance for a better life starts now. Contact one of our credit counselors TODAY!!!
All Items Are Subject to Challenge
We make sure the collection accounts, charge-offs, slow pays, tax liens,
foreclosures, bankruptcies, repossessions, delinquent student loans and
judgments that don’t belong on your credit report are removed. We also make sure
the good credit you have is included. We help you restore your
credit by demanding that your creditors comply with the federal laws listed
below, all passed to protect you, the consumer:
-
Fair Credit Reporting Act
- Fair Debt Collection
Practices Act
- Fair and Accurate Credit Transaction Act
- Health Insurance
Portability and Accountability Act
- Fair Credit Billing Act
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Or call today!
DFW Metroplex – (214) 884-2320
Toll-Free – (866) 592-0791 |
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| Testimonials
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 Thanks for the
service you have offered my mortgage company. You have helped numerous clients
obtain the ultimate dream of buying a home. In this real estate market with the credit guidelines tightening up, it is important for my clients
to be aligned with a company like yours. You helped my niece out by raising her
score over 150 points in less than 4 months. Great job! |
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- J.N. |
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